| Program Guidelines |
| Housing Partnership of Chester County |
| PHFA Keystone Renovate & Repair Loan Program |
This program is designed to help households, with incomes at or below 150% of the area median income (as established by
HUD), rehabilitate and/or improve their homes. In this regard, the program provides much more than a loan - it provides peace
of mind in knowing that the right home repairs are done and completed in a timely manner with quality workmanship. The
program is intended to finance renovations to improve the basic livability of the home, as well as repairs to items affecting health,
safety, energy efficiency, accessibility, and code violations. Luxury and purely cosmetic items such as hot tubs, pools, gazebos,
etc are not permissible under the program.
HUD), rehabilitate and/or improve their homes. In this regard, the program provides much more than a loan - it provides peace
of mind in knowing that the right home repairs are done and completed in a timely manner with quality workmanship. The
program is intended to finance renovations to improve the basic livability of the home, as well as repairs to items affecting health,
safety, energy efficiency, accessibility, and code violations. Luxury and purely cosmetic items such as hot tubs, pools, gazebos,
etc are not permissible under the program.
| For additional information and applications, please call Nancy Frame at (610) 518-1522 or send an email to housingpartnership@verizon.net |
Loan Terms
- Loans shall be amortized over 10, 15, or 20 years.
- Maximum loan amount of $35,000.
- Minimum loan amount of $2,500.
Eligibility
- Home must be owner occupied as the principal and
permanent residence. - Maximum gross annual income for a single family is
$108,150.
Properties
Eligible Properties include:
Eligible Properties include:
- Single family homes, town homes, and condos.
- Two unit properties where the applicant resides in one
of the units as the primary resident. Applicant must own
both units.
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| 20th Anniversary |